The word to is a preposition. In the prepositional phrase to me, the word me is an object of the preposition.
Things happen to me.
Mary told a joke to me.
Mom sent a letter to me.
Dad is giving advice to me.
If someone is included with me, then things happen to both of us. But they still happen to me.
Mary told a joke to Mike and me.
Mom sent a letter to my sister and me.
Dad is giving advice to David and me.
Remember: Things happen to me. When I am with someone, things happen to them and me.
▶Now you try it. Look at these two sentences. One is written correctly. One is incorrect. Can you tell which one is correct? Jan gave the tickets to Bob and I. Jan gave the tickets to Bob and me. Did you pick the one that includes to me? Good for you!